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zAbåf/f kl/eflift ug'{kbf{ uLt eg]sf] dfgj dgsf] cGt/cfTdfb]lv k|ik'm6g x'g] sf]dn efjgf xf] cyf{t dgsf] ;'Gb/, ;zSt / zlQmzfnL cleJolQm xf] . g]kfnL a[xt\ zfAbsf]ifn] uLtnfO{ o;/L kl/efiff u/]sf] 5 – ufpgsf lglDt /lrPsf] nofTds tyf ;'nlnt kB–/rgf, ufgf, ufg -g]=/f=k|=k|=, g]kfnL a[xt\ zAbsf]if, @)$) -k[=#$)_ . o; kl/efiffn] klg uLtsf b'O{ dxTjk"0f{ ljz]iftfx¿ – nofTds / ;'nlntnfO{ cf}+NofPsf] 5 . ;ª\uLtj4 u/]/ uLtnfO{ ufpFbf h'g :j/ lbOG5 Tof] nofTds x'g' kb{5 / uLt ;'Gbf ;a}n] a'´\g;Sg] ;/n cyf{t ;'nlnt x'g'kb{5 . To;/L ufOPsf] uLtn] dflg;sf] dgdf cfgGb lbg'sf] ;fy;fy} p;sf] x[bonfO{ ;d]t ´ª\s[t kfb{5 . uLtn] dflg;sf] dgdf ulx/f] k|efj kg]{ x'gfn] g} uLtnfO{ efjgfsf] ;'Gb/td\ cleJolQm elgPsf] xf] . lsgls uLtn] dflg;sf] leqL efjgf af]n]sf] x'G5 . p;sf] dgsf] sf]dn efj uLt ag]/ p;s} cf]7af6 lgl:sPsf] x'G5 . uLtsf zAb–zAbdf /x]sf] dfld{s cy{efjn] uLtnfO{ a9L ;fy{s t'NofpF5 . uLtsf] zAbnfO{ :j/ / ;ª\uLtn] k|f0f ;+rf/ ul/lbPkl5 dfq uLt x[boik;L{ aG5 / uLt ;'Gg]nfO{ cfgGb k|bfg ub{5 . h'g uLt ;'Gbf dflg;sf] dgdf cfgGb cfpFb} / p;sf] b'Mv–;'vdf ;fy lbFb}g eg] To:tf] uLtsf] s'g} cy{ /xFb}g . ;ª\uLt / no cyf{t dL7f] :j/n] uLtnfO{ lhjGttf k|bfg ub{5 . egfOsf] cy{ uLtsf] zAb, ;ª\uLt / :j/ ltgj6} s'/fsf] ;+of]hg ljlzi6 x'g' clgjfo{ 5 . lsgls uLtsf] zAbnfO{ ufossf] :j/n] / ;ª\uLtsf] dL7f] w'gn] uLt ;'dw'/, ;'nlnt / ;':jfbsf] agfpF5 . To;/L l;lh{t uLt hlt ;'g] klg dg t[Kt x'Fb}g / ;w}+;w]} ;'lg/x'F nfU5 . To:tf uLtx¿ g} nf]slk|o x'g'sf] ;fy;fy} sfnhoL klg x'G5g\ .
dfly elgPsf s'/fx¿ ;a} uLtdf e]l6G5g\ eGg] 5}g / ;a} uLtx¿n] dflg;nfO{ plQs} ;Gt'li6 lbG5 eGg] klg xf]Og . t/ klg uLt eg]kl5 To;n] dflg;sf] dgnfO{ :kz{ ug{ ;Sg'k5{ / p;sf] x[bonfO{ ´ª\s[t kfg'{k5{ . clg dfq Tof] uLtsf] dxTj x'G5 . uLt ;:j/ ufpFbf Tolt k|efjsf/L / dL7fl;nf] x'Fb}g hlt To;nfO{ ;ª\uLtj4 u/] ufpFbf x'G5 . To;}n] uLtdf ;ª\uLtsf] 7"nf] e"ldsf x'G5 . To;f] t dL7f] :j/ cyf{t no gkfO{sg uLt uLt aGb}g . To;}n] ufossf] :j/, ;ª\uLtsf/sf] ;ª\uLt / uLtsf/sf] ;'Gb/ zAb -/rgf_ sf] plQs} dxTj / ljz]iftf /x]sf] x'G5 uLtdf .
xfd|f] b]z hxfF efiff, ;+:s[lt / k/Dk/fdf cg]s ljljwtf 5 . To;}n] :yfg, efiff, dflg;, ;+:s[lt / k/Dk/fsf] cfwf/df uLtdf klg Tolts} ljljwtf kfOG5 . nf]suLtdf kfOg] cg]s k|sf/sf uLlt /rgfx¿ g} o;sf HjnGt pbfx/0fx¿ x'g\ . xfdL g]kfnLx¿sf] of}6f k/Dk/f s] 5 eg] xfdL s'g} klg ;f+:s[lts kj{, rf8 jf cj;/x¿df uLt ufpg], ehg ufpg], gfRg] cflb sfo{x¿ ub{5f}+ . oL uLt, ehg / gfr :yfg ljz]if cg';f/ km/skm/s k|sf/sf] x'g] ePsf]n] ltgsf a]Unfa]Un} ljz]iftf / dxTj 5g\ . xfdL hLjgsf b'Mv–;'vnfO{ uLt dfkm{t JoQm u5f}{+ . rfx] Tof] jg hª\undf 3fF;kft lng hfFbf xf];\, rfx] Tof] uf]7fnf hfFbf xf];\ ls v]tLkftL ug{ hfFbf xf]; xfdL g]kfnLx¿ uLt ufpF5f}+ . cfˆgf] dgsf efjgfx¿nfO{ slxn] PSn} t slxn] ;fyLefO{;Fu / ;d"xdf klg ufpF5f} . clg uLtsf zAbaf6 g} cfˆgf dgsf kL/–Joyfx¿nfO{ JoQm ub{5f}+ . xfd|f] b]zdf nf]suLtsf] k|f/De o;} u/L ePsf] xf] . To;}n] nf]suLt xfd|f] hLjg;Fu} ufFl;Psf] 5, 6fFl;Psf] 5 / hLjGt ag]sf] 5 .
g]kfnL nf]suLtsf] of] k/Dk/fn] g]kfnLsf] klxrfgnfO{ c¿ k|i6 kf/]sf] 5 . t/ cfhsn sf]7fdf a;]/ nf]suLt /Rg] / To;}nfO{ nf]suLt xf] eGg] k|rng a9]sf] kfOG5 . nf]suLtdf klg ljb]zL zAbx¿ k|of]u u/]/ To;sf] df}lnstfdf cfFr k'/fpg] sfo{ eO/x]sf] 5 . ;:tf] nf]slk|otfsf] nflu nf]suLtsf] jf:tljs dd{ / To;sf] dxTjdfly v]naf8 ug]{ kl/kf6L a9]sf] kfOG5 . lxhf]cfh h] u/] klg x'g] eGg] k|rngn] efiff, ;+:s[lt, k/Dk/f / dfGotfdfly g} ;a}lt/af6 cfqmd0f eO/x]sf] 5 rfx] Tof] /fhgLlts, ;fdflhs / uLt–;ª\uLtsf] If]q g} lsg gxf];\ . cfˆgf] b]zsf] efiff, ;+:s[lt, k/Dk/f cflbsf] df}lns cl:tTjnfO{ hf]ufO{ /fVg', To;sf] ;+/If0f ug'[{ / To;sf] pGglt–k|ulttkm{ bQlrQ eP/ nfUg' ;a}sf] st{Jo xf] . To;tkm{ Wofg lbg' k5{ ;DalGwt lgsfon] . t/ To;f] eO/x]sf] 5}g . h;n] h] u/] klg 5'6 5 clxn] . eljiodf uP/ To;n] b]z / ;dfhdf s] s:tf] gsf/fTds k|efj kf5{ Totflt/ s;}sf] klg Wofg uPsf] kfOGg .
cfw'lgs uLt nf]suLteGbf lgtfGt k[ys k|s[ltsf] x'G5 . nf]suLtn] nf]shLjg / nf]s ;+:s[ltnfO{ phfu/ u/]sf] x'G5 eg] cfw'lgs uLtn] dfgj hLjgsf cg]s kIfnfO{ 5f]Psf] x'G5 . g]kfnaf6 hxflgof /f0ff zf;gsf] cGTo ePkl5 / /]l8of] g]kfnsf] :yfkgf ePkl5 dfq g]kfndf cfw'lgs uLtn] k|j]z u/]sf] Oltxf; 5 . ;'?sf lbgx¿df cfw'lgs uLtsf] l/s8{ ug{ klg ef/tsf] snsQf xfnsf] sf]nsftf hfg' kg]{ jfWotf lyof] eg] clxn] uLt l/sl8{ª\usf cfw'lgs ;'ljwfx¿ :jb]zdf g} pknJw ePsf 5g\ .
g]kfnL ;flxlTosf] kmfF6df cfw'lgs uLtsf] 5'§} / :jtGq cl:tTj 5 . w]/} slj uLtsf/x¿ cfw'lgs uLt n]vgdf ;lqmo 5g\ eg] ufogsf] If]qdf klg k'/fgfb]lv gofF k':tfsf ojf ufosx¿n] ufPsf uLtx¿ nf]slk|o ePsf 5g\ . x'g t nf]suLt / cfw'lgs uLtsf] aLrdf of}6f klZrdf z}nLsf] kk uLt klg g]kfndf w]/} klxn]b]lv ufO{+b} cfPsf] 5 / o;nfO{ g]kfndf leqØfpg] klxnf] ufos x'g\ cf]d ljqmd lji6 . kl5 w]/}w]/} o'jf ufosx¿ kk ufossf] ?kdf :yflkt eP / cWofjwL ToxL If]qdf lqmofzLn klg 5g\ .
g]kfnL ;flxTodf syf, sljtf, pkGof;, uLt cflb ljwfdf snd rnfpg] c;ª\Vo ;flxTosf/x¿ 5g\ . t/ uLt n]v]/ rlr{t cyf{t ;kmn x'g] yf]/} dfq uLtsf/ 5g\ . k'/fgf uLtsf/sf uLt / gofF uLtsf/sf uLtdf cfsfz hldgsf] cGt/ kfOG5 . uLtsf] zAb rog, efj / k|:t'tLdf w]/} leGgtf 5g\ . xfnsf jif{x¿df g]kfnL o'jfx¿ k7g–kf7gsf] nflu / /f]huf/sf] nflu ljb]lzg] qmd lgs} a9]sf] kfOG5 . ltg} ljb]zdf k|jfzL hLjg ljtfO/x]sf w]/} o'jfx¿n] sljtf, syf, pkGof; / uLt n]v]/ ljb]zdf a:g'kbf{sf cfˆgf kL8fnfO{ JoQm u/]sf 5g\ .
:jb]zsf] dfof / ;D´gfnfO{ cfTd;ft\ ub}{ ;flxTo l;h{gf ug]{x¿sf] ;"lrdf cfk\mgf] klg gfd btf{ u/fPsf 5g\ k"jL{ g]kfnsf] ef]hk'/df hlGdPsf ljdn lu/L, hf] clxn] a]lNhPdsf] a|;]N;df a:b} cfPsf 5g\ . log} lu/L cfk\mgf] klxnf] ;flxlTos s[lt ;Demgfsf t/]nLx¿ -uLlt;ª\u|x_ lnP/ g]kfnL ;flxTofsfzdf e'mlNsPsf 5g\ / cfk'mnfO{ uLtsf/sf] ?kdf pEofPsf 5g\ . o; n]vdf pg} ljdn lu/Låf/f /lrPsf uLtx¿sf] jf/]df rrf{ ug]{ k|of; ul/Psf] 5 .
cd]l/sfsf] jflzª\u6g 8L=;L=df /x]sf] cGt//fli6«o g]kfnL ;flxTo ;dfhn] @)^^ ;fndf k|sflzt u/]sf] ljdn lu/Lsf] uLlt;ª\u|x;Demgfsf t/]nLx¿df cfwf;o cyf{t krf;j6f cfw'lgs uLtx¿ ;dfj]z ul/Psf] 5 . oL uLtx¿ dWo s]xL uLtdf ;ª\uLtsf/ ljlkg cfrfo{sf] ;ª\uLtdf /fds[i0f 9sfn, g/]Gb| Kof;L, hubL; ;dfn / k'ikf kf}8]nn] :j/ k|bfg u/]sf 5g\ . o; ;ª\u|xdf /x]sf uLtx¿nfO{ k9\bf, dgg ubf{ / To;sf ljz]iftfx¿nfO{ s]nfpFbf w]/}h;f] uLtdf k|jfzL eP/ afFRg'kbf{sf] kL8f / cfkmGt;Fusf] ljof]uefj kfOG5 eg] sltko uLtx¿df b]zk|ltsf] dfof, elQmefj / lk|o;Lk|ltsf] cfzlSt kfOG5 . uLtdf k|of]u ul/Psf ;/n ljDax¿n] uLtnfO{ oyfy{k/s t'NofPsf] 5 . hLjgsf] b'Mv–;'vsf If0fx¿nfO{ h:tfsf] h:t} l6k]/ uLtdf ;dfj]z u/L lelqdgsf efjgfx¿nfO{ s'zntfk"j{s k|:t't ul/Psf] 5 .
of] ;To xf] ls clxn]sf] cj:yfdf g]kfnL nfvf}+ o'jfx¿ ljb]zdf /f]huf/sf] lglDt uPsf 5g\ / ltgn] k/fOe"lddf cg]s b'Mv–si6 kfPsf 5g\ . oxfF;Dd ls xhf/f}+ o'jfx¿n] ljleGg sf/0fjz ljb]zLe"lddf g} d[To'j/0f ug'[{ k/]sf] 5 . To:tf] qf;bLk"0f{ cj:yfdf k|af;L eP/ afFRg' kbf{sf cj:yf / 8/nfUbf If0fx¿df cfk\mgf] b]z, 3/–kl/jf/, ;fyLefO{, Oi6leq cflbnfO{ ;D´]/ hf] sf]xL klg cfxt x'G5, h;sf] dg klg kL8fn] 56kl6G5 . dflg;sf] dg :jefj}n] efj's x'G5 . To;}n] hLjg ef]ufO{sf] qmddf 36]sf cg]s 36gf, b'3{6gfx¿n] Nofpg] b'Mv, kL8f / lj5f]8sf] cg'ej / cg'e"ltn] dg cfq|mfGt x'G5 . ljlIfKt x'G5 . clg ltg} b'Mv, kL8f / /fd|f g/fd|f 36gfx¿nfO{ of}6f ;kmn slj jf uLtsf/n] cfk\mgf] sljtf jf uLt dfkm{t JoQm u/]sf] x'G5 . p;n] To;/L JoQm u/]sf] ;'sf]dn efjn] c¿sf] dgnfO{ klg :jtM k|efj kfb{5 . To;}n] dgsf] efjnfO{ c¿sf] ;fd' cyf{t ;a}sf] cufl8 k|:t't ul/g] ;a}eGbf nf]slk|o ljwf xf] uLt .
ha dflg; cfk\mgf b'Mv–;'vsf If0fx¿df uLt u'g\u'gfpF5 To;n] p;sf] dg xn'sf] x'G5 . dgsf] kL/ clnslt 365 / cfk'mnfO{ yf]/} eP klg kL8f d'Qm ePsf] dxz'; u5{ . To;}n] klg uLt ;Dk|]if0fsf] b[li6sf]0fn] sfJosf cGo ljwfx¿df ;a}eGbf k|efjsfl/, z;St, ;'sf]dn, ;'nlnt / ;j{lk|o dflgG5 .
uLt n]Vg ufx«f] 5 . Tolts} n]lv+b}g uLt . clg uLt ufpg klg ;lhnf] 5}g . ufO{Psf] uLt ;a}nfO{ dg k5{ eGg] klg 5}g . uLt n]Vg efj's x[bo x'g'k5{ . uLtsf] cy{, efj, zAb, uLtn] lbg] ;Gb]z cflbnfO{ s'zntf k"j{s ;+of]hg ug{ ;Sg' k5{ clg dfq uLt uLt aG5 . csf]{ dxTjk"0f{ s'/f uLt n]v]/ dfq klg x'Fb}g To;nfO{ ;:j/ ;ª\uLtj4 klg ug'{ k5{ . uLt n]Vgdf uLtsf/n] hlt d]xgt u5{ Tof]eGbf w]/} d]xgt ufos / ;ª\uLtsf/n] ug'{ k5{ . lsgls ljgf ;ª\uLtsf] uLt of}6f uLltsljtf dfq /xG5 . k9]/ dfq uLtsf] jf:tljs ld7f; kfOGg . ha To;nfO{ ;ª\uLta4 u/]/ ;:j/ ufOG5 ta dfq To;n] >f]tfsf] dgnfO{ :kz{ u5{ .
lxhf]cfh uLt hyfefjL ufpg] rng klg a9]sf] kfOG5 . clxn] SjfFSjfF /f]P/ / c§fxf; xfF;]/} klg uLt ufPsf 5g\ . t/ To:tf uLtnfO{ uLt eGg} ;lsGg . lsgls klxnf] t tL uLtdf x[bonfO{ ´ª[t kfg]{ zlQm x'b}g clg bf];|f] xf] To:tf uLtn] >f]tfx¿sf] dgdf cfgGb / dgf]/~hg lbg ;Sb}g . csf]{ dxTjk"0f{ s'/f xf] To; k|sf/ ufOPsf] uLtn] >f]tfsf] dgnfO{ :kz{ ug{ / pgLx¿sf] efjgfsf] k|ltlglwTj klg ub}{gg\ . To;} sf/0f lt /x/n] k|of]usf] lglDt dfq ufOPsf uLt x'g\ . To:tf] ufOhfq] k|of]u w]/} lbg l6Sb}g / To:n] :yfoLTj klg kfpg ;Sb}g . 7"nf]7"nf] :j/df lrRRofP/ / 7"nf]7"nf] cfjfhdf ;ª\uLt ;fwg ahfP/ dfq uLt x'g] xf]Og . To:tf uLt ;'g]kl5 dflg;x¿ cfgGbdf /dfpg'sf] ;f6f] lbSs dfg]/ sfg y'Gg k'U5g\ . To;} eP/ xf]nf ut jif{ ;g\ @)!) sf] ef/tdf ePsf] s'g} of}6f uLlt sfo{qmddf cfw'lgs kk uflosfn] lrRRofO{ lrRRofO{ d~rg} y{sfpg] uLt ufpFbf ef/tsL ;bfjxf/ ljlzi6 uflosf ntf dª\u];s/n] cfFvf lrDn]/ / sfg y'g]/ a;]sf] b[io ef/tLo 6]lnlehgdf k|;f/0f u/]sf] b]lvPsf] lyof] . tLg} ntf dª\u];s/ x'g h;n] ef/tLo :jtGqtf lbj;df uLt ufpFbf tt\sfnLg ef/tsf k|wfgdGqL hjfx/nfn g]x?sf] cfFvfdf cfFz' cfPsf] lyof] . To:tf] zlQmzfnL x'g'k5{ uLtsf] k|efj, uLt ufpg;Sg] Ifdtf / uLtsf] cy{ . of] s'/f lsg pNn]v u/]sf] eg] uLtsf] ;a}eGbf dxTjk"0f{ ljz]iftf xf]] >f]tfsf] dg lhTg ;Sg] Ifdtf . clg dfq Tof] uLt uLt x'G5 .
k|jfzdf dfG5] PSnf] x'G5 . p;nfO{ bof dfof ug]{ sf]xL x'Fb}gg\ . ;a} s'/f b]zdf g} 5f]8]/ ljb]lzPsf] dfG5]sf] dg ;w}+ b]z / 3/—kl/jf/ ;D´]/ /f]O/xG5 . uLtsf/ ljdn lu/L cfkm}df klg b]z 5f]8]/ k|jf;L x'g'kbf{sf] kL8f Hofb} ulx/f] 5 . PSnf]kgn] pgnfO{ lbg/ft ;tfO/x]sf] 5 . To;}n] pgL :jb]zdf g} b'Mv–;'v u/]/ a:g rfxG5g\ . ToxL oyfy{tfnfO{ lu/L uLtdf ljnf}gf ug{ k'U5g\ o;/L –
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dflysf uLtx¿ dfkm{t uLtsf/n] lbg vf]Hg' ePsf] ;Gb]z jf cfu|xn] :ki6 kfb{5 ls xfdL dflg;n] cfk\mgf] :jfy{nfO{ TofUg ;Sg' kb{5 . xfdLn] o; ;+;f/af6 nfg kfpg] s]xL klg xf]Og . h;/L hGdFbf of] ;+;f/df gfª\u} hlGdPsf lyof}+ xfdL To;/L g} of] ;+;f/ 5f]8]/ dbf{ klg gfª\u} hfg' kb{5 . of] ;a}nfO{ 1ft ePsf] s'/f xf] t/ klg Jojxf/df w]/}n] nfu' ug{ ;Sb}gg\ . lsg t eGg] k|Zgsf] cg]s sf/0fx¿ xf]nfg\, 5g\ .
:jb]znfO{ 5f]8]/ ljb]zdf /ut kl;gf r'xfpg] dfq xf]Og sltko g]kfnLsf] Hofg} ;d]t uPsf] vj/x¿ a]nfa]nfdf cfO/x]sf 5g\ g]kfndf . cfk\mgf] 3/–kl/jf/nfO{ ;'vdf /fv'Fnf eGg] ;kgf af]s]/ wg sdfpg egL ljb]zLosf g]kfnL o'jfx¿sf] ;+Vof tL;f}+ nfveGbf klg gfl3;Sof] . ljb]zdf kfPsf] b'Mv / ef]Ug' k/]sf] kL8f t pgLx¿nfO{ g} yfxf xf]nf . To;/L ljb]zLokl5 cfk\mgf] :jf:gL, 5f]/f–5f]/L, afa'–cfdf, bfh'–efO{, lbbL–alxgL, ;fyLefO{ clg hGd]sf] 7fpFsf] ;D´gfn] lbg/ft ;tfpFbf pgLx¿sf] dg s:tf] x'G5 xf]nf < Tof] cg'dfg ug{ ;lsGg t/ To;sf] jf:tljs kL8f ljb]zdf ef]Ug] g]kfnLx¿nfO{ g} yfxf x'G5 . cg'ej x'G5 . uLtsf/ lu/L cfkm} klg ljb]zdf k|jf;L eP/ a:g' k/]sf] / c¿ ljb]lzg] g]kfnLx¿sf] kL8f / :jb]z k|]dnfO{ cfTd;ft ub}{ uLt /rgf ug'{ ePsf] 5 . pxfFsf] uLtdf k|jf;L g]kfnLsf] kL8fnfO{ o;/L JoQm ul/Psf] 5 –
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1 comment:
म एडम्स KEVIN, Aiico बीमा plc को एक प्रतिनिधि, हामी भरोसा र एक ऋण बाहिर दिन मा व्यक्तिगत मतभेद आदर। हामी ऋण चासो दर को 2% प्रदान गर्नेछ। तपाईं यस व्यवसाय मा चासो हो भने अब आफ्नो ऋण कागजातहरू ठीक जारी हस्तांतरण ई-मेल (adams.credi@gmail.com) गरेर हामीलाई सम्पर्क। Plc.you पनि इमेल गरेर हामीलाई सम्पर्क गर्न सक्नुहुन्छ तपाईं aiico बीमा गर्न धेरै स्वागत छ भने व्यापार वा स्कूल स्थापित गर्न एक ऋण आवश्यकता हो (aiicco_insuranceplc@yahoo.com) हामी सन्तुलन स्थानान्तरण अनुरोध गर्न सक्छौं पहिलो हप्ता।
व्यक्तिगत व्यवसायका लागि ऋण चाहिन्छ? तपाईं आफ्नो इमेल संपर्क भने उपरोक्त तुरुन्तै आफ्नो ऋण स्थानान्तरण प्रक्रिया गर्न
ठीक।
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